value

Normalise the earnings

The rule

Judge a company's real earning power on many years' average, not one year. One good year can fool you; one bad year can scare you.

Where it flips

But averaging can hide a real, lasting change by mixing it with old years. The fix is to average first, then ask if a true change should push your guess a little up or down.

One year's profit is like a photo taken in changing light. A boom year makes it look great. A weak year makes it look scary. And one-time gains or losses mislead you. So average the profit over several years, ideally a full up-and-down cycle. That steady number shows the real earning power. A fair price should rest on that, not on one lucky year.

A worked example

An up-and-down company earns ₹5, then ₹9, then ₹14, then loses ₹2 over four years. Pricing it on the ₹14 peak looks cheap but is a trap. The roughly ₹6.5 average is the honest base to value it. [illustrative]

How to spot it

  • ·a price resting on one big year
  • ·the best or worst year treated as normal
  • ·one-time items not removed

Benjamin Graham · The Intelligent Investor

Our plain-English take on Benjamin Graham’s idea, in our own words - not the book. The author is not SEBI-registered; nothing here is investment advice.