value

A share is a piece of a business

The rule

Treat a share as owning a small piece of a real company, not a blinking number on a screen to trade.

Where it flips

But owner-thinking can become an excuse to ignore a business that is truly broken. The fix is to keep judging the business itself. If the ovens really are failing, owner-pride is no reason to hold.

The one mental shift that separates investors from gamblers is this. See a stock as a slice of a business with earnings, assets and a management. Something you could sensibly own even if the market shut for ten years. The daily price then becomes a service you may use, not a verdict you must obey.

A worked example

Haridya owns shares of a biscuit maker. When the price drops 20% on no real news, she checks the ovens are still running and the brand still selling. She feels she owns a cheaper slice of the same business, not that she has "lost". [illustrative]

How to spot it

  • ·reacting to the screen price, not the business
  • ·no view of the company behind the code
  • ·could not hold it if the market shut for years

Benjamin Graham · The Intelligent Investor

Our plain-English take on Benjamin Graham’s idea, in our own words - not the book. The author is not SEBI-registered; nothing here is investment advice.